You could miss out on tax credits and more if you don't make these last-minute purchases.
With only about a week to go before the end of the year, you may be thinking you're all done shopping until 2014. However, don't let the books close on 2013 without considering these last-minute purchases.
1. Make your health insurance plan official
If you signed up for health insurance through one of the government exchanges, the clock is ticking for you to make your plan official.
Originally, all policies were requiring the first month's premium payment by Dec. 31 in order for coverage to begin on Jan. 1. However, some insurers have extended the deadline to Jan. 10. Check with your health insurance company to be sure.
And if you haven't already found a plan, the week between Christmas and New Year's Day may be a good, down week to check out HealthCare.gov or otherwise research your options. While you have until March 31 to enroll in a plan through the government exchanges, life is bound to get busy again once we roll into 2014.
2. Buy that car, boat or other large toy
Have your eye on a new ride? You might want to hop to it. Not only do some auto manufacturers issue year-end rebates and incentives to clear out older models, salespeople might be motivated to wheel and deal as they try to meet their monthly sales quotas or goals.
Perhaps even more important is that the sales tax deduction could be going away in 2014.
ليست هناك تعليقات:
إرسال تعليق